Independent, Third Party Interest Rate Risk Reviews

To satisfy state and federal regulatory requirements, HFW provides community banks and credit unions annual or ad-hoc independent, third party reviews of their interest rate risk models.  In connection with these low cost services, HFW reviews the following:

  • Institution’s asset/liability management policy
  • Asset/liability committee minutes
  • Manner in which financial data is entered into the model
  • Reasonableness of the interest rate risk assumptions
  • Accuracy and completeness of the data
  • Reasonableness of the results of the institution’s interest rate risk calculations on net interest income and the economic value of its equity
  • Independent reviews of interest rate risk